From the series:
Millennial Student Debt
Research Paper

Student Debt and Young America in 2022 – Annual Report and Data Comparison Tool

Laura Beamer , Eduard Nilaj
The annual report provides a full analysis of the state of student debt in 2022—and what it could look like after debt cancellation. Download PDF ›

The U.S. is nearly three years into the federal student loan repayment pause. It has been a long-overdue reprieve for those who are eligible and sorely missed one by those who are not. As borrowers await debt cancellation and the eventual resumption of repayments, our annual report provides a full analysis of the state of student debt in 2022—and what it could look like after debt cancellation. The results are mixed. The report examines student debt across the following areas:

  • Debt X Race, Income, and Wealth
  • Debt X Homeownership
  • Debt X Relief
  • Debt X Income Driven Repayment

View the full report as an interactive web page here, and as a downloadable PDF here.

Explore the Interactive Student Debt Map and Data Tool, which allows for comparisons of higher education and debt statistics for specific geographic areas at the national, state or zipcode level.

Read the press release here.