Research Paper

Student Debt Relief for Borrowers with Negative Amortization

The first installment of Part 14 in the Millennial Student Debt Series, this report analyzes systemic issues in student debt non-repayment...

Part of the series Millennial Student Debt

Student Debt and Homeownership Barriers in Washington, D.C.

Part 13 in the Millennial Student Debt Series, this collaborative report sheds light on the intertwined challenges of student loan debt...

Part of the series Millennial Student Debt

We Take Mumbucas: Charting the Complementary Currency That’s Transforming a Brazilian City

A new report by Andrea Gama and interactive visualization from Francis Tseng.

Part of the series Social Wealth Seminar

The Repayment Pause and the Continuing Crisis of Non-Repayment

Part 12 in the Millennial Student Debt Series, this report analyzes student loan repayment during the pandemic repayment moratorium.

Part of the series Millennial Student Debt

Student Debt and Young America in 2022 – Annual Report and Data Comparison Tool

The annual report provides a full analysis of the state of student debt in 2022—and what it could look like...

Part of the series Millennial Student Debt

The Distribution of Student Debtors: Data, Narrative, and Debt Cancellation

The report analyzes demographic distributions of student debt burdens and repayment, providing a counterpoint to narratives that suggest the wealthy...

Part of the series Millennial Student Debt

Cost Deception at Elite Private Colleges

Following Millennial Student Debt Part 7, "How Schools Lie: The Deceptive Financial Aid System at America's Colleges," Laura Beamer and Eduard...

Part of the series Millennial Student Debt

A New Public Housing Model — Addis Ababa’s Urban Transformation

The first report from JFI's Social Wealth Portfolio

Homeownership and the Student Debt Crisis

The homeownership rate among student borrowers declined by 24 percent from 2009 to 2019. Asian- and Black-plurality US Census Tracts saw the steepest...

Part of the series Millennial Student Debt

How Schools Lie: The Deceptive Financial Aid System at America’s Colleges

A view into how colleges mislead students about the true cost of college, which exacerbates delays in completion, drop outs,...

Part of the series Millennial Student Debt

Student loans, the racial wealth divide, and why we need full student debt cancellation

“No matter what you want to do with your life, I guarantee that you’ll need an education to do...

Part of the series Millennial Student Debt

Hysteresis and Student Debt

Sérgio Pinto and Marshall Steinbaum bring together the labor economics literature on hysteresis and ongoing research into shape of...

Part of the series Millennial Student Debt

Rules, Accountability, and the Student Debt Crisis

An overview of institutional trends in higher education which heavily influence student access and indebtedness.

Part of the series Millennial Student Debt

Student Debt and Young America Annual Report and Comparison Tool

This tool allows for interactive comparisons of higher education and debt statistics for specific geographic areas at the national, state...

Part of the series Millennial Student Debt

The Student Debt Crisis Is a Crisis of (Non-)Repayment

Over the last ten years, as outstanding student loan debt has mounted and been assumed by a more diverse, less...

Part of the series Millennial Student Debt

Unceasing Debt, Disparate Burdens: Student Debt and Young America

Since the Great Recession, outstanding student loan debt in the United States has increased by 122% in 2019 dollars, reaching the staggering...

Part of the series Millennial Student Debt

Declining Access, Rising Cost: The Geography of Higher Education Post-2008

Our goal in this study is to help policymakers understand the changing landscape of US higher education since 2008, and to...

Part of the series Millennial Student Debt

Inside Out: A Report

Whatever the shape of the coming transition away from fossil fuels, the need to understand the social and distributional costs...

Part of the series Inside Out: Mining and Renewable Energy

Working Paper: “UBI & the City”

JFI-supported research by Jack Favilukis, Khalil Esmkhani, and Stijn Van Nieuwerburgh is the first attempt to model UBI at a...

Unequal and Uneven: The Geography of Higher Education Access

Previous research on the geography of higher ed has simply reported the number of institutions in a given area. But...

Part of the series Millennial Student Debt

A pre-analysis plan for Stockton

New details on Stockton, California’s guaranteed income demonstration

New Research: Borrowing Arrangements and Returns to Education

A JFI paper on higher ed finance and ISAs